Finding a Credit Counselor

Who can you turn to for help in a financial crisis?

Fortunately credit counseling agencies are available - but not all credit counseling agencies are created equal.

Promises to eliminate debt should raise a red flag.

A good place to start is the National Foundation for Credit Counselors or NFCC. NFCC Members represent non-profit accredited agencies.

Visit to find an agency near you.
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Soundgarden & NIN Show Review

The Soundgarden/Nine Inch Nails tour finally happened! Remember 20 years ago back in 1994 when Soundgarden backed out of the planned Nine Inch Nails tour supposedly because the announced Chris Cornell had some vocal issues? "Superunknown" had just debuted at #1 on Billboards Top 200 and Soundgarden were on top of the music world and Nine Inch Nails were at the top of their game too so it was disappointing to many it never happened. So to actually be blogging about a Soundgarden/NIN tour in 2014 is a miracle! This being the last show of the tour at the White River Amphitheatre you would've thought there would've been more people there (approx. 12k) with both these bands playing, but with the recent traffic and parking woes at the White River, Bumbershoot and Dave Matthews at the Gorge also going on those may have contributed to what I thought would've been a for sure sell-out. I have a feeling people stayed away at the last minute too especially with the announcement Soundgarden are playing a free show outside Centurylink Field for the Seahawks game this Thursday. NIN was just here 9 months ago too and sold out the Key Arena. Either way still a great turn-out even though the weather went monsoon for awhile on the people up in the grass area of the venue.

Opening the show was Cold Cave, a dark synthpop act headed by Wesley Eisold and touring partner Amy Lee. Their short set feature two keyboards worth of cool synth sounds and Wesley's melodic yet intense vocals. I like that 80s synth stuff so I'm definitely gonna check Cold Cave out. Hopefully this stuff we heard live is gonna be off their new album due out soon.

In a Big Unit surprise, as I was walking out of the photo pit after Cold Cave, to my surprise my fellow photographer buddy (all 6'10 of him) Randy Johnson jumped out at me from backstage to say hi as all of us photographers were leaving. Randy has been shooting the last couple of Soundgarden shows on this tour and got back into photography after his baseball career ended. Always been great to talk photography & music with him these past years on the phone. He surprised me for sure! Check out his concert and other world traveling photography at


Soundgarden hit the stage, interesting they didn't headline in their hometown, but that's just my opinion. Either way what a spectacular light and visual show both bands gave us. For us concert photographers shooting it was heaven to the eyes when Soundgarden came out with their monster visual effects and lights. Their "A" game was on tonight!


Great to see Matt Cameron playing with them tonight too since he hasn't been with the band at all in 2014 because of his Pearl Jam commitments. Matt Chamberlain has been tour drumming for Soundgarden this year.

The band just looked primed and ready. Chris Cornell was on fire from the beginning, running around and rocking out while Kim Thayil and Ben Shepherd roamed around in their subdued yet raging ways. Shepherd showed some real emotion at the end of the set pushing over his amps on his way off stage, a sign of happiness maybe that the tour is now done? Ha! Little surprised they didn't have any special guests come out on stage this being Seattle and the last show of the tour. Soundgarden's set: Searching with My Good Eye Closed, Spoonman, The Day I Tried to Live, My Wave, Outshined, Jesus Christ Pose, Hunted Down, Fell on Black Days, Mailman, A Thousand Days Before, Burden in My Hand, Rusty Cage, Beyond the Wheel. 

This time around Nine Inch Nails were scaled down to 4 members including Trent Reznor. I actually liked it better, more raw. Trent was raging tonight onstage. Rumor has it this might be the last NIN show for a long while so I think he was leaving it all out onstage tonight as if it was forever.

With the technology of today and Nine Inch Nails electronic-influenced music, is there any other band giving us this awesome live experience combo of visual/music during a concert? Think not (Steven Wilson/Porcupine Tree is my other favorite live experience), Trent's vision is just plain awesome and visual director Rob Sheridan makes it all come alive. If you have photosensitive epilepsy, this would be the last band on the planet you'd wanna go see live. It's intense! Hope this isn't another NIN hiatis, just too damn good of a band live to go away. (See pics from last NIN Seattle show)

Nine Inch Nails set: Copy of A, Sanctified, Came Back Haunted, 1,000,000, March of the Pigs, Piggy, Terrible Lie, Closer, Gave Up, Disappointed, Find My Way, The Great Destroyer, Eraser, Wish, The Hand That Feeds, Head Like a Hole, (Encore) Hurt

Check out the full show video below from last years VEVO Presents: Nine Inch Nails Tension 2013. Filmed 2 weeks after the Seattle show last November.

Thanks to Lynden for the White River audience video show overview posted on YouTube. 

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BJ'S BLOG 09/01/14 "Spinning Boobs for Dollars"

Today's blog comes from one of my mentors, Dan Sanders:

We've watched and left behind the MTV Boobs, I mean Video Music Awards, which some of the females almost got dressed for. Don't get me wrong. It worked for me, and I'm sure it gave many males across the country a reason to watch yet another awards show for zillion-"dolly"-ers. Though I admit I gave up on the boob tube broadcast early on, I did see Justin Timberlake, who thankfully was clothed, win Music Video of the Year for "Mirrors," a case where a really good video saved a mediocre song. (Traveling in time, the first winner of that award was The Cars in 1984 for "You Might Think.") Oh, and let us not forget Miley Cyrus, who presented a new twist on jail bait. She chose Jesse Helt, a homeless Salem, Oregon, native to accept her award to draw attention to the homeless youth problem in this country. Almost instantly, it was discovered he was being sought for violation of probation, stemming from previous charges including criminal trespassing and criminal mischief, and he turned himself in to police the next day. Good idea, Miley, but next time, get 'em after they've been in jail.

The 66th Annual Emmy Awards, with Seth Meyers as host, was way more worthwhile in at least some respects. Sofia Vergara, spinning around like desserts on a Lazy Susan (take your pick from the goodies), no doubt kept many male viewers watching, but most noteworthy was the film The Normal Heart, originally a Tony Award­-winning play written by gay activist Larry Kramer, which deals with the rise of the HIV/AIDS crisis in 1981 New York City. The film received 16 nominations (almost every actor was nominated), and it won two Emmys, the top honor for Best TV Movie and a Creative Arts Emmy for Outstanding Makeup (Non-Prosthetic)in a Miniseries or Movie.

A sad note in the world of entertainment was the passing of Lord Richard Attenborough, President of the Royal Academy of Dramatic Art, on August 24. With such great film credits as Miracle on 34th Street, The Flight of the Phoenix, Gandhi, and Chaplin as Actor, Director, Producer, and Father, it bothers me that he might be most remembered for Jurassic Park.

In other news, Allstate Corp. has confirmed my belief that Boston has the worst drivers in the country. According to Allstate's recent survey, a Boston driver will get into an accident every 4.4 years. The full report included 200 cities, and Boston ranked 199, ahead of only Worcester, Massachusetts, an industrial city of 181,000 people 40 miles west of Boston. The large U.S. city that boasts the best drivers is Phoenix, where a driver, on average, will get into a collision every 9.5 years. Could it be that all the retirees there don't drive fast enough to hit each other, or are they just better drivers?

The ALS Ice Bucket Challenge, an event that seems ridiculous on the surface, at least to me, has raised $88 million, which proves that stupid behavior can pay off if the reasons are good enough.

There's more on boobs, drivers, spinners, and actors, as well as whatevers, on the shores of Rambling Harbor. I hope you'll grab your favorite driftwood seat and give a listen.
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STP's BLOG 08/29/14 "Kid Chews Out Mom!"

I got nothing today.  One of those mornings, my brain is fried.
I do have this video to share…it’s a good one!

It’s a video of a little kid finding out his mom is pregnant again…he starts chewing her out for being so IRRESPONSIBLE, because she already had two kids.

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BJ'S BLOG 08/29/14 "Looking out for your Daughter"

Happy Friday to you, good people! Before you start your long holiday weekend, we’d love to get your thoughts on today’s Group Therapy session!
Today’s topic comes from Danny, who is struggling with his 17-year-old daughter’s decision to get back together with a guy who cheated on her. Danny’s first instinct is to interfere, and tell the girl that she’s making a huge mistake…but Danny’s wife says that their daughter needs to learn this lesson for herself.
It’s hard being a parent sometimes. I have a daughter, and it’s difficult to watch her experience the pain and disappointment that is part and parcel with becoming an independent woman in the adult world. As much as my heart might scream and yell for me to step in and save her from all of life’s evils, my brain has learned to put the brakes on. Well, most of the time anyway.
Being a man makes it even more difficult! I’ve been a man (some people may say that I still am), and I know how men THINK. I know what we do, what we say, and what our stupid little reptile brains drive us to do. That doesn’t really help to generate much support for the poor guys who want my daughter’s attention.
What do you think, Rock-A-Holics? Should Danny just relax and let his daughter ride the roller coaster of adulthood without her father holding her hand?
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STP's BLOG 08/28/14 "Touchdown For Hawks!"

Mono-Nick has whipped up another one of his "Stoner Songs'.  To get us pumped for the Seahawks, Nick did a parody of that DJ Snake / Lil' Jon song, "Turn Down For What". Go Hawks!

How cool is this…yesterday at the Mariners game… Eddie Vedder was at the game with Jack White and Paul Simon.  Check out this picture that the Mariners posted.  I’m guessing Eddie and Jack swapped jerseys (that I hear they got from that cool store, Ebbets Field Flannels  Vintage)…as Jack is from Detroit. 

Then we got a simple text that instantly made us all feel old. 

“Who’s Paul Simon?”

Were you stuck in traffic yesterday?  I was…and man it sucked!  I left work at 12 noon, and I got home a little before 3 pm!  The main souce of the traffic issues was this…
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Thankfully those that were involved suffered minor injuries…and apparently it all started when some idiot driver cut off the semi and then it led to the semi hitting cars…slamming into the guard rail and then ended up on its side. 
Ladies & gentleman…here is the greatest use of a Go-Pro camera.  A band from Norway called NeoMania put out a music video earlier this month that's getting a bunch of hits.  But it has NOTHING to do with the actual music. It's because the entire thing is a girl working out, with a GoPro strapped to her head …and it's pointed straight at her CHEST the whole time.

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Locations : Detroit
People : Eddie VedderJack WhitePaul Simon


BJ'S BLOG 08/28/14 "When Your Partner's Clothes Embarrass You"

Welcome back to Group Therapy, people! Everybody’s looking good—actually, just wait a second. You there, in the back - is that what you’re planning to wear for this session? It is? Oh, no, it’s cool. I was, um…I was just wondering. Enjoy the rest of the blog, but just, uh…just make sure you stay back there. We don’t want you to lose your spot.
Today’s topic comes from Beth, who has been dating a guy for about 6 months. He’s always dressed incredibly well, but she thinks he may be too comfortable now. Whenever they go out, he wears jeans, t-shirts…and Crocs.
She likes the guy a lot, but she hates the shoes so much that she’s forcing herself to get past them. This is hardly an earth-shattering Group Therapy matter, but here we are: Beth wants to know if her boyfriend is lame for wearing Crocs.
Here’s my simple answer: There will always be something that your mate does that bothers or embarrasses you. If you love them, then you figure out a way to navigate around it. I have no affection for Crocs, but I can’t help thinking that you’ve still got it pretty easy overall.
Perhaps the good people who read this blog will have something else to offer you, Beth. I’d love to hear some stories of spousal embarrassment…and BONUS HONESTY POINTS will be awarded to anyone who is willing to admit (with examples!) that they are the embarrassing one!
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STP's BLOG 08/27/14 "National Dog Day... A Day late"

Happy belated National Dog Day everyone.  Hopefully you got to have a great day with your pup…took a pic…and hash tagged it #NationalDogDay.    I know I did!

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I’m so pumped, our building is now hosting Food Trucks in the afternoon for lunch, and yesterday I got to experience some great Food Truck eats…courtesy of Falafel Salem.  Holy smokes their food is good.  If you see their Food Truck around town…be sure to stop buy, and if you like your food spicy, be sure to get it spicy…it was damn good!  Follow them on Twitter: @FalafelSalam or check them out here: 
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Huge thanks to the TV show Utopia for sending the coolest promo item ever... a survival kit that included one of those flint fire starter thingies.  I had some fun with it, and of course BJ compared me to a cave man for my enthusiasm! 

This is crazy…just yesterday I was talking about how tough the ladies are that play in the Legends Football League (or Lingerie Football League for you old school fans)….today we came across this video…it really does illustrate how intense these gals get on the field.  Yes, they are hot…but they play hard!  Check this out:

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STP's BLOG 08/26/14 "Vicky's Breaking The Rules"

Ahhh … you gotta love the text line here at work.  If you are having a good day, there will always be that one “kind soul” that will make that day even brighter.  When I say that, what I really mean is that there is always that one jack-knob that will crap on your day.  I present to you today’s example:
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So one of the big rules in radio…that we ALL break…is to never…EVER…eat or drink near the equipment.  Well…this morning while we were on the air…Vicky learned a valuable lesson!
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She even got it on her dress…which I said looks like a “Monica Lewinsky” style dress.
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This morning at around 5:50 AM…a new Buckcherry song popped on our airwaves.  It’s a cover of the Icona Pop’s hit song “I Love It”…and Toppy & I were “lovin’ it”.

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People : Monica Lewinsky


BJ'S BLOG 08/26/14 "My Partner Was Invited To Swing, But I Wasn't"

Hello again, fellow Rock-A-Holics! It’s always fantastic to see you, but why don’t you introduce me to your date? Wow, what a specimen you are! It’s lovely to meet you. Would you like to join us for some Group Therapy?
Today’s edition is a real doozy. We heard from Marissa, who recently found herself in an awkward and confusing situation. Marissa and her boyfriend were out with several friends, hitting the club to go dancing. As they were dancing, one of the other couples approached them and asked Marissa’s boyfriend if he would be interested in swinging with them!
Marissa is an open-minded young woman, so this request didn’t shake her up at all. Her boyfriend said he’d have to ask how she felt about the idea, but the other couple said that they didn’t want her to be involved.
Marissa was offended by the idea that she wasn’t chosen to be a part of this sexual escapade. This is a pretty natural reaction; we have a society that thrives on inclusion, and being excluded can lead to some pretty serious hurt feelings, especially in a situation as intimate as this.
The boyfriend thinks that she should just drop the whole thing. Personally, I don’t understand why a couple that’s so open-minded in their sexual thinking would assume that asking one-half of a couple to have sex with them wouldn’t have some dramatic repercussions.
Marissa wonders if she should ask the couple why they excluded her from their offer. What do you think, gang?
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