If you’re like most of us, if we take a close look at where our money is going we can probably find areas where we are buying things we don’t really need or paying for something that we can get for free.
Take a close look at where it is going; even that occasional $5.00 here and $10.00 there to determine if you really need it or can get it for free. To get you started, when it comes to your banking, you should not have to pay for a checking account and you should not be hit with a lot of hidden fees. They all add up. You should also not have to pay to get your cash out of an ATM. If you are paying ATM surcharges check with your bank or credit union to see what “surcharge free” option they have for you.