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After the purchase of a home, the purchase of your automobile is probably the second largest purchase you’ve made.
While we often consider refinancing our mortgage, for those who have taken out a loan to purchase a car or truck, the idea of refinancing our auto loan does not often come to mind but depending upon your situation, it could save you hundreds of dollars.
Perhaps you did not get the best rate when you made your purchase or your credit has improved. If you still have two or more years left on your auto loan you may want to see if refinancing is an option. You do not need to increase the term of your loan, however, if you can reduce your interest rate you can use the savings to pay your loan off sooner.