If you have never had any credit, or if you need to rebuild your own credit, getting positive credit behavior reported going forward is critical.
This may require that you get a loan that is secured by a deposit at your financial institution.
A “secured” credit card is certainly one option, but an installment loan secured by your savings account or a certificate of deposit may be a better option.
With an installment loan it is simple, automatic, and reflects positive repayment history as a major purchase vs. a revolving credit card.
Remember, you still have to make all of your payments on time.