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Posts from August 2012
Rebuilding Your Credit
by Todd Pietzsh
posted Aug 1 2012 10:40AM
If you have never had any credit, or if you need to rebuild your own credit, getting positive credit behavior reported going forward is critical.
This may require that you get a loan that is secured by a deposit at your financial institution.
A “secured” credit card is certainly one option, but an installment loan secured by your savings account or a certificate of deposit may be a better option.
With an installment loan it is simple, automatic, and reflects positive repayment history as a major purchase vs. a revolving credit card.
Remember, you still have to make all of your payments on time.
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