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Posts from July 2013
Credit Score Myth
posted Jul 1 2013 8:51AM
Paying off or making the minimum payment on your credit card each month is only the start of establishing good credit.
Another facter that accounts for 30% of your credit score is “utilization” or the balance on your statement in relation to your credit limit.
If at all possible you want to keep this below 25%. For example, if you have a $1,000 credit
limit you want to make sure that the balance on your monthly statement does not exceed
Pay attention to your balance in relation to your credit limit and if it exceeds 25% consider making additional payments prior to your lenders billing cycle.
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