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Posts from September 2013
3 Ways to Improve Your Credit Score
posted Sep 1 2013 8:53AM
If your credit score is not as high as you would like it to be here are a few ideas to improve it.
The first step is to visit “ANNUALCREDITREPORT.COM” for a free report from all three bureaus.
If you see errors in the report, getting them corrected. You can find instructions on the website of each bureau.
Timely payments and utilization or what refers to your reported balance in relation to your credit limit are the two most important factors and account for 65% of your credit score.
If possible keep your outstanding balances to no more than 25% of your available credit for revolving loans.
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