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Amanda called in this morning with a question that she needed help resolving. She’s had a crush on a guy since she was 11 years old, (she is now 23) and was wondering if she should tell him and how should it be done. Amanda was married for two years and had a child with that man before he passed away due to a surgery complication. Her husband had many health issues through his entire life and left Amanda and her daughter with no money because he had no life insurance whatsoever.
That being said I would like to stress this to all the men out there who decide to engage in sexual activity with a woman, and have a baby as a result of it…YOU ARE ON THE HOOK FOR THE REST OF THAT KID'S LIFE! Especially if you are in a marriage; your job is to make sure your wife and children are taken care of even if you are no longer around! I don’t care if this sounds chauvinistic: Men have to get life insurance when they have children because that’s what men are supposed to do!
A person’s family suffers tremendously when they die so why would someone not get life insurance if it means that the bills, the funeral, and college would be taken care of. It’s an irresponsible thing to do.