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As you probably know, a your credit report will be a factor in determining your interest rate on a loan, what you pay for auto or home insurance and even if you get a job. It used to be that credit reports were limited to your payment history on your loans such as your mortgage; auto, or credit card, however, things are changing.
While your credit report does not reflect your marital status or how much money you make, Credit agencies are finding new ways to collect data and may soon include everything from late rents, to cell phone bills and even home ownership association dues. To ensure you maintain good credit make sure you pay all of your bills on time. Take a few minutes to get a free copy of your credit report by visiting annualcreditreport.com.