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by BECU Financial Advisor,posted Apr 30 2011 10:57AM
Due to new federal regulations that limit fees financial institutions may charge, many banks are finding ways to make up for this lost income. In fact, several of these banks have or are considering eliminating free checking.
Banks may put in place conditions you must meet in order to get free checking. Such as, having direct deposit or requiring a minimum balance in the account.
It’s important to know the terms and conditions of your account so you don’t end up with a surprise fee for not meeting the requirements.
Financial institutions are required to notify you when they make certain changes to the terms and conditions on the account so pay attention to notices from your financial institution. And if you are unsure or in doubt about the terms and conditions on your account, ask for clarification.