If you haven’t noticed, as the Social Security Administration is only mailing annual paper statements to those who are 60 or older you may not be getting a statement.
The good news is that you can now access your Social Security Statement on-line. It only takes a few minutes to create an account and you have access anytime.
As your future benefit is based upon your earnings, checking the accuracy of your statement is important as it’s much easier to fix problems now than to try and get the full amount of the benefits you are owed once retirements hits.
Take a close look at your estimated benefit. Will this along with your other investments be enough to reach your goals? If not, put a plan in place to fill the gap.