You may start collecting Social Security retirement benefits as early as age 62. However the longer you wait, the higher the monthly payments you and possibly your spouse will recieve. Wait until you're 70 and your payment will increase by 76%.
Take some time to consider your options around delaying your benefits.
Advice for home-buying in this seller's market:
Don’t be the buyer who waits until the weekend to view a home. By then it could be sold. Ask your agent to find out what’s important to the seller. Craft your offer around the sellers interests.
To make your offer really stand out, include a letter explaining why you fell in love with the home and why you want to live there.
If we get a phone call or a text that it must be coming from a legitimate source right? No!
Criminals are using a technique known as “robo-calling” using a computer to randomly call or send text messages claiming that your card has been blocked with instructions you can follow to unblock the card.
Do not fall for this scam.
Resist the urge to go with the crowd by adhering to smart investing techniques. One such technique is dollar-cost averaging, a simple system of investing at regular intervals no matter what the market is doing.
While it doesn’t guarantee success, it does eliminate the likelihood that you're always buying at the top.